Fix & Flip Loans

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Learn More - Fix & Flip Loans
NFG Fix & Flip loans provide competitive rates for investors that purchase, fix and flip real estate for profit.

Fix & Flip loans are Bridge loans designed specifically to finance rehab projects. Fix & Flip loans, also known as interim financing, gap financing or swing loans, "bridge the gap" during the rehab and construction phase of a real estate project. The great thing about Fix & Flip loans is that loans are based upon the ARV (after rehab value) rather than the current appraised value. In many cases, lenders will lend up to 75% of the ARV.

Investors turn to fix and flip bridge loans when they need money to cover expenses in the interim rehab phase prior to selling or refinancing a property.

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Fix & Flip Loans
Information at a glance

  • Purpose
    Fix & flip, rehab purchase and refinance projects.
  • Property Types
    Multifamily 5 -20 Units, Single Family, Duplex, Triplex, Fourplex
  • Loan Size
    $50,000 to $2,500,000
  • Term
    12 Month Interest Only w/extensions up to 21 months
  • Amortization
    Interest Only
  • Rates
    Federal Prime + 1% - 7.25% Rates are based on location, property quality, leverage, and building experience.
  • Max Loan-to-Value
    85% to 90%
  • Max ARV
    75%
  • Prepayment Penalty
    No prepayment penalty after 4 months.
  • Fees / Points
    1 - 3% Points vary based upon property location, property type, income, and borrower financials.
  • Closing Time-frame
    21 - 30 Days
  • Full Appraisal
    A full appraisal is required for all ICS Fix & Flip loans based off existing value and ARV.

Fix & Flip Loan
Property Types

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    Multifamily 5+ Units

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    Single Family & 2 - 4 Units

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